By Charles Zhang, Lynn Zhang

ISBN-10: 0071409823

ISBN-13: 9780071409827

ISBN-10: 0071425594

ISBN-13: 9780071425599

Easy-to-follow own finance guidelines--from number one Rated monetary consultant with American exhibit monetary Advisors

Charles Zhang grew to become one among modern-day such a lot nationally recognized and relied on monetary advisers by way of stressing sanity and good making an investment over doubtful, get-rich-quick methods and schemes. In Make your self a Millionaire, Zhang transfers his software to the broadcast web page. faraway from a complicated, all-or-nothing process, this booklet outlines a transparent and rational method of organizing and making plans all features of a monetary life.

How do diversified investments paintings? How a lot coverage is simply too a lot? Zhang solutions those questions and extra as he discusses:

  • Recommended investments for almost any portfolio
  • Asset allocation recommendations that paintings
  • Actual examples of luck and catastrophe
  • The function of coverage as a key aspect in a portfolio
  • All significant monetary tools: shares, bonds, money, REITs, funds

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Past performance is no guarantee of future results. Figures are for illustration purposes only and do not represent future returns on any investment strategy. Actual investments will fluctuate. 21% This page intentionally left blank. C H 3 A P T E R GUERRILLA WARFARE: YOU VERSUS YOUR PORTFOLIO hat are your financial goals? Do you want to pay for your children or grandchildren’s college education? Do you want to be able to go back to school? Or, is having enough money to retire your goal? Having enough money—how much is that?

Outlet stores don’t just exist for clothes. Plus, you can compare how much you are spending at the outlet stores with how much you would normally pay because the store prints the savings right on the price tags. POSITIVE WAYS TO SAVE The trick to saving is knowing how and making it a habit. There are a number of different ways to save money to help you become wealthy. All you need to do is make sure that saving money becomes a priority for you. Systematic Savings I touched on this earlier in the chapter.

If you have already retired, you will want to look at allocating your resources so that they may provide income for your entire retirement. Initially, you and your advisor should consider how much money you think you will need to live the kind of retirement you want. Into that equation, you will need to factor in any Social Security or pension benefits you are planning to receive. Your financial plan will tell you if there is an additional need for income, and at what age you should be able to retire.

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Make Yourself A Millionaire by Charles Zhang, Lynn Zhang

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