By Glasgow

ISBN-10: 0470515104

ISBN-13: 9780470515105

ISBN-10: 047051745X

ISBN-13: 9780470517451

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An IFA researches the whole market and takes his pick from what’s available to ensure that you get the best product for your needs. Chapter 1: Figuring Out Financial Goals, Financial Budgets, and Financial Advisers Benefiting from independent advice The big advantage of using an IFA is that you are using a qualified practitioner to find the best products for your circumstances. Your IFA asks you a number of questions about your situation, your financial goals and attitude to risk to ensure he finds the most suitable products.

About This Book If you’re trying to figure out your financial future, cure a tax-related headache, invest your money securely, or work out the most sensible way to refloat your financial boat, this book provides an introduction to the most useful areas of financial and investment advice. You can read further details in other For Dummies books or see a financial adviser for personal or more specific advice. If you’ve read all there is to read in this book but still want more, check out the extra information in these For Dummies titles (all published by Wiley): ߜ Investing For Dummies (Tony Levene) ߜ Paying Less Tax 2006/2007 For Dummies (Tony Levene) ߜ Retiring Wealthy For Dummies (Julian Knight) ߜ Sorting Out Your Finances For Dummies (Melanie Bien) ߜ Wills, Probate & Inheritance Tax For Dummies (Julian Knight) 2 Personal Finance & Investing All-in-One For Dummies Conventions Used in This Book To make your reading experience easier and to alert you to key words or points, we use certain conventions in this book: ߜ Italics introduces new terms, and underscores key differences between words.

One way is to switch 20 per cent of your fund into safer bonds starting ten years before you retire. Then five years before you want to stop work, the fund moves again, bit by bit, into a cash fund. You can always override a lifestyle plan if you want. Taking Care of Property Before Profits The roof over your head is probably your biggest monthly outlay. And it’s also likely to be your biggest investment. So don’t begrudge what you spend on it. In the long run, it should build up to a worthwhile asset.

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Personal Finance & Investing AllinOne For Dummies (For Dummies) by Glasgow

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