By G. Michael Perry, Howard L. Sorkin
Your shortcut to good fortune™ for over forty years CliffsNotes. They helped you get via college. Now allow them to assist you get via lifestyles. With this trusty advisor, you will get up to the mark quickly on easy methods to begin saving for these golden years.Check out our different CliffsNotes titles See the interior again pages for an inventory of CliffsNotes on desktops, software program, the web, own Finance, and Careers — and search for CliffsNotes on different subject matters coming quickly.
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Extra info for Planning Your Retirement (Cliffs Notes)
The Internet has detailed, understandable, current information on all aspects of investing at numerous sites. ■ The company you work for may publish a company newsletter and/or sponsor classes on investing. ■ Check your local library. Dip into good investment-oriented magazines and check out the two outstanding dailies, The Wall Street Journal and Investors Business Daily.
Money market funds: These funds invest in corporate or government debt; the value of shares remains constant. ■ Bond funds: Interest-bearing securities that guarantee a specified amount of interest for a specified amount of time. ■ Employer stock: Stock in the company you work for. S. Treasury funds: Lower-interest investments that guarantee the investment and the interest by the assets of the federal government. ■ Income funds: These funds target specific types of companies for stock investment.
This chapter helps you explore your 401(k) plan and your alternatives within the plan. 50 CliffsNotes Planning Your Retirement 401(k): What It Is and How It Works A 401(k) plan is a savings plan that allows you to divert a portion of your income into a tax-sheltered savings account, which accumulates without your having to pay income taxes on it. This program falls into the defined contribution retirement category (see Chapter 4) because the law defines, or limits, how much you can contribute to your 401(k) plan as a percentage of your income.
Planning Your Retirement (Cliffs Notes) by G. Michael Perry, Howard L. Sorkin