By Pension Reseach Council, Robert L. Clark, Olivia S. Mitchell

ISBN-10: 0199284601

ISBN-13: 9780199284603

ISBN-10: 142375638X

ISBN-13: 9781423756385

This e-book explores how emerging pension and healthcare charges besides group getting older are affecting pension and retirement making plans worldwide. Many middle-aged staff now notice that they're going to need to paintings longer than meant as they start to acknowledge that their retirement assets can be insufficient to finance retirement intake. unstable capital markets, emerging medical-care charges and coffee saving premiums make retirement habit and coverage a relocating objective. Olivia Mitchell, government Director of the Pension examine Council at Wharton and Robert L. Clark, Professor of industrial administration and Economics at North Carolina country collage, discover those issues with colleagues, referring to a various set of concerns starting from employment tendencies to pension accounting and funding to retirement process overhaul. They illustrate how employers are actively reformulating the that means of labor and retirement, looking to motivate extra humans to paintings longer than ever earlier than within the face of projected hard work shortages. while, private and non-private belief in conventional pension choices is quickly eroding, as businesses modify, amend and terminate their traditional plans within the face of negative funding functionality and new tools of pension accounting. specialists from the united kingdom, the U.S., Japan, Sweden and Canada provide overseas views at the evolving associations of retirement perform. This booklet offers readers various insights and techniques no longer on hand in different volumes, and it represents a useful addition to the PRC/OUP sequence. will probably be relatively worthwhile for managers operating towards extra effective pension plans; to students and policymakers looking to maximize pension layout and effectiveness and to actuaries and tax experts excited by pension legislation. The Pension study Council on the Wharton tuition of the college of Pennsylvania was once based 50 years in the past to inspire examine and educating on pensions and retirement defense. Council tasks handle the long term concerns that underlie modern issues and search to develop public figuring out of those advanced preparations via learn onto their social, financial, felony, actuarial and fiscal foundations of privately and publicly supplied merits.

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Convincing lawmakers to do so should be a somewhat easier task in the years ahead than it has been in the past, because the demographic realities of an aging population and the growing emphasis on retirement policy issues in the media means that pension policy issues are much more important to the public discourse and, therefore, to elected officials. To cultivate a larger group of retirement policy champions who will be effective, regardless of the particular agenda that they may wish to advocate, it also will be necessary to persuade more future political leaders that it is worth their while.

Each committee wanted to protect its turf and ensure ongoing oversight authority. This dual regulatory structure may be a necessary outgrowth of the fact that pension policy is and must be an amalgam of labor and tax policy. That said, were there more collaboration between and among the Congressional committees of jurisdiction and—to a lesser extent—the executive branch agencies with jurisdiction over the nation’s retirement system, the oversight of the pension system today would be a great deal simpler and more consistent.

Gale, William, John B. Shoven, and Mark J. Warshawsky (1999). ‘ERISA After 25 Years: A Framework for Evaluating Pension Reform’, Benefits Quarterly, 15(4): 78–81. Gordon, Michael S. (1999). ‘Twenty-Fifth Anniversary Reflections on ERISA’, Benefits Quarterly, 15(4): 6. Sass, Steven (1997). The Promise of Private Pensions. Cambridge, MA: Harvard University Press. Siciliano, John (2004). ‘Unifying the System’, Pensions & Investments, 23: 12. Chapter 3 Reality Testing for Pension Reform Pamela Perun and C.

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Reinventing the Retirement Paradigm by Pension Reseach Council, Robert L. Clark, Olivia S. Mitchell

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