By Gregory Karp

ISBN-10: 0137141734

ISBN-13: 9780137141739

100% useful, a hundred% particular monetary suggestion every body Can Use: precisely What to Do and precisely easy methods to Do It

 

“Greg Karp makes coping with your funds as effortless as 1-2-3. He bargains good, time-tested recommendation that can assist you make clever judgements and get your funds on track.”

--Liz Pulliam Weston, “The most-read own finance columnist on the net” (Nielsen//NetRatings), writer of Easy Money, Your credits Score, and Deal along with your Debt

 

“I love this e-book. Greg’s basic techniques push you to be clever along with your dough and act correct away.”

--Clark Howard, The Clark Howard Show

 

“Within one hour of choosing up The 1-2-3 cash Plan, I already had an inventory of straightforward subsequent steps to avoid wasting on numerous of our loved ones expenses.”

--Stephanie Nelson, founding father of CouponMom.com

 

“Greg Karp rather understands his stuff, and he lays it out in simple language that may aid a person get a better price and get financially fit.”

--Jeff Yeager, writer of The final Cheapskate’s street Map to precise Riches

 

“The funds you spend in this booklet should still simply be recouped by the point you’re in basic terms numerous pages into it!”

--Russell Wild, monetary consultant, writer of Exchange-Traded cash for Dummies, Bond making an investment for Dummies, and Index making an investment for Dummies

 

“Greg Karp is a lifesaver for individuals nervous approximately stretching their cash in a tricky economic climate. He’s no Scrooge. particularly, he nudges you into sound judgements and shrewdpermanent spending.”

--Gail MarksJarvis, Chicago Tribune personal finance columnist, writer of Saving for Retirement with out dwelling Like a Pauper or successful the Lottery

 

''Today everyone seems to be searching for a short resolution to their monetary difficulties. In The 1-2-3 cash Plan, Greg Karp has created a superb source. it really is good equipped and entire of serious rules. yet, most significantly, it truly is written in a language that the common purchaser can comprehend and observe. many folks will thank Greg for assisting them live to tell the tale financially difficult times.''

--Gary Foreman, editor The DollarStretcher website, stretcher.com

 

“Greg Karp tells it love it is, with the specificity and candor busy humans desire. i'm saving funds already.”

--Jean Chatzky, writer of The distinction: How a person Can Prosper in Even the hardest Times, running a blog at jeanchatzky.com

 

Today, frugal is the secret. yet you don’t need to take a vow of poverty: you simply must be smarter approximately the way you spend, shop, and make investments. Sound challenging? now not anymore. In The 1-2-3 cash Plan, most sensible own finance columnist Greg Karp deals a hundred% functional, a hundred% particular monetary suggestion every person can use...organized into basic three-step plans that inform you precisely what to do and the way and the place to do it! observe find out how to get a better price via placing your accounts on autopilot...which particular model names to shop for in every thing from index cash to cellphones...how to enhance your credits rating...how to get definitely the right assurance, with out losing funds on pointless coverage...easier how you can store for school and plan for retirement...and lots extra. ultimately: easy, trustworthy monetary recommendation you could act on, from an award-winning specialist you could trust!

  • Don’t be paralyzed by means of perfection: Be more than enough Better a superb determination now than an ideal choice someday
  • Just set it and fail to remember it Make the monetary judgements you just have the desire to make as soon as and will then forget about for years
  • Stop losing funds on belongings you don’t care approximately Plug wasteful spending leaks, so that you can redirect funds to objects you really care about
  • Easy step by step recommendations and particular ideas What to shop for, in every little thing from mutual cash to cell service

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Org. What about Fraud Alerts and Credit Freezes? Many people try to safeguard their credit files as an identity-theft prevention measure, hoping to thwart thieves attempting to open new credit accounts in their name. Two of the main tools are fraud alerts and credit freezes. In short, fraud alerts are a waste of time. Credit freezes are great if you think you might be at risk for identity theft. Fraud Alerts Fraud alerts are red flags in your credit file. They are notations that suggest a creditor should double-check the identity of the person applying for credit.

I'm not necessarily saying you should check your brain at the door and blindly reject every offer. " 2. Refinance Your Term Life Insurance Term life insurance premiums have been plummeting for years. So, if you have an old policy, it's time to get a new one, and then cancel the old one. In all likelihood, you can either save a lot of money or get a lot more coverage for the same money, even though you're older than when you first took out the policy. I call this "refinancing" because it's so similar to refinancing your house mortgage to a better interest rate, only replacing your life insurance is better because the switch is free.

Voice quality can range from as good as a landline to as poor as a cell phone with a weak signal. Use several online speed tests to measure your connection speed. " Use the 30-day money-back guarantee to try MagicJack before canceling landline service to make sure it works for you. 2. Rightsize Your Wireless Phone Plan I'm not going to tell you exactly what wireless plan to get. For one thing, offerings seem to change almost monthly. Second, people's needs differ depending on how they use the phone.

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The 1-2-3 Money Plan: The Three Most Important Steps to Saving and Spending Smart by Gregory Karp


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