By Wendell Schollander, Wes Schollander
Take the guesswork out of bankruptcy.
The own financial disaster solution e-book solutions the most typical questions humans dealing with own financial disaster have. even if you're contemplating a bankruptcy 7, eleven, 12, or thirteen financial ruin, or have already declared financial disaster, this e-book will make the total procedure much less intimidating and frightening. the various questions it solutions includes:
• Can a creditor placed you in reformatory when you don't pay your money owed?
• what's the distinction among a secured debt and an unsecured debt?
• am i able to dispose of my pupil loans via mentioning financial ruin?
• How lengthy does it take to claim financial disaster?
• Will I ever be capable of construct sturdy credits again?
Read or Download The Personal Bankruptcy Answer Book: Practical Answers to More than 175 Questions on Bankruptcy PDF
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Extra resources for The Personal Bankruptcy Answer Book: Practical Answers to More than 175 Questions on Bankruptcy
The easiest way to work out your income is to do a Statement of Income. Many people are vague about how much income they have each year. It can be very simple to calculate if you are a wage or salary earner. Take your pay slip and figure out how much you get each year. You may have 12 (or 13) monthly payments each year or 26 fortnightly payments or 52 weekly payments. Tax has probably been deducted and if you have no other income the calculation is quite simple. If you have income from rental property or from a trust or if you receive dividends or money from any other source, gather up all this detail and see how much income you have each year.
47 Coach Yourself to Wealth 22/4/05 1:24 PM Page 48 C O A C H Y O U R S E L F T O W E A LT H Carlo and Elena own a chain of four restaurants. They have built this business over the last 20 years. They are in their late forties and apart from the business own a modest family home. Some of the extended family members are involved in the business but 90 per cent of the shares are still owned by Carlo and Elena. Carlo and Elena have too much of their net worth invested in Wealth-Creating Assets. We think that this is too high risk at this stage and that they should sell down at least half of the business (worth in total about $2 million).
Have a close look at any of the keys where you did not score the full amount—that will probably give you an indication of what you need to do to put the final touch on your wealth-creation habits. Congratulations! You must have a great attitude. 60+ You are doing well. You must be doing most things right, at least some of the time. Ask yourself why you are not more consistent—you obviously know a lot about what you need to do to become wealthy. Is your attitude stopping you? Are you giving up from time to time?
The Personal Bankruptcy Answer Book: Practical Answers to More than 175 Questions on Bankruptcy by Wendell Schollander, Wes Schollander